Reference

Your Rights and Our Legal Commitments

At 10001win, every account action — from your first deposit via DANA or OVO to requesting a withdrawal — is governed by a clear set of legal terms…

Jurisdiction-Aware TermsDANA, OVO, GoPay & QRIS CoveredAccount Data ProtectionTransparent Dispute PathIndonesia Region Context
10001win Your Rights and Our Legal Commitments
LEGAL CONTACT PATHS

How to Reach Us on Legal Matters

If you have a question about our terms, a dispute over a transaction processed via OVO or QRIS, or a request to review your account data, our support team is reachable around…

Live Chat Support Available 24 hours a day, seven days a week directly inside your account dashboard. Legal and policy queries are flagged to a senior agent automatically when you select the 'Account Terms' topic from the chat menu.
Email Legal Desk Send detailed written requests — including data access, account closure or formal dispute notices — to our dedicated legal email address found in the Contact section of your account settings. Responses arrive within 24 hours on business days.
Account Help Centre Our in-platform Help Centre carries the full Terms and Conditions, Privacy Policy and Cookie Policy in one place. Search by keyword or browse by category; all documents are version-dated so you can track when terms were last updated.
DATA AND ACCOUNT SECURITY

How We Handle Your Data and Account

We treat your personal and financial data as an operational responsibility, not an afterthought. Every data practice below is applied consistently across all Indonesian accounts, regardless of whether your preferred payment rail…

Data Retention Policy

We retain your account records — including transaction logs from DANA, OVO and GoPay deposits — for the period required by applicable financial regulations. After that window, identifiable data is purged or anonymised on a rolling schedule.

Cookie Management

Our site uses functional and analytical cookies. You can review and adjust your cookie preferences at any time via the Cookie Settings panel in your browser footer. Disabling non-essential cookies does not affect your ability to log in or make payments.

Account Security Practices

Two-factor authentication is available for all accounts and we strongly encourage you to activate it through Settings — Security. Login attempts from unrecognised devices trigger an automatic email alert to your registered address within seconds.

Third-Party Data Sharing

We share your data only with processors directly necessary to complete your transactions — for example, the payment gateway handling your QRIS or GoPay instruction. We do not sell your personal data to advertising networks or data brokers.

Your Right to Access Data

You can request a full export of your account data at any time. Submit the request through the Help Centre under 'Data and Privacy', and we will deliver a structured file to your registered email address within five business days.

Dispute Escalation Path

If a resolution cannot be reached through live chat or email, you may escalate to our formal dispute process by submitting a written notice via the legal email desk. We acknowledge all formal notices within 48 hours and aim to close them within 14 business days.

Common Questions About Our Legal Terms

The questions below cover the situations Indonesian account holders ask about most — from how our terms apply to your payment method of choice, to what happens if you want your data removed. If your question is not here, our legal support channel is open 24 hours a day.

The core terms apply equally to all accounts. However, specific clauses around transaction disputes reference the payment rail you used — DANA, OVO, GoPay or QRIS — because each has its own clearance timeline and reversal rules that affect how we process a dispute.

The full Terms and Conditions, including all annexes, are accessible in your account dashboard under Settings — Legal Documents. Every version is date-stamped so you can see exactly which terms were active at any point in your account history.

Yes. Submit a deletion request through the Help Centre under 'Data and Privacy'. We will process it within 30 days, subject to any retention obligations under applicable Indonesian financial regulations. You will receive a written confirmation once the deletion is complete.

Closing your account stops new data from being collected, but transaction records associated with DANA, OVO or bank transfer payments are retained for the period required by law. After that mandatory window, your identifiable information is removed from our active systems.

Access and eligibility depend on local law. We have designed our terms to reflect Indonesian regulatory context, but it is your responsibility to confirm that your use of the platform is permitted where you are located. Our terms document covers this in the Jurisdiction section.

Start a dispute by contacting live chat and selecting 'Transaction Dispute' from the topic menu. If live chat cannot resolve it, escalate by submitting a written notice to our legal email desk. We acknowledge formal dispute notices within 48 hours and aim to resolve them in 14 business days.

We review our terms periodically and notify you by email to your registered address at least 14 days before any material change takes effect. Minor clarifications are logged in the version history inside your account's Legal Documents section without requiring advance notice.